From the Experts: Considering Selling Your Home? Yopa's Guide to Doing It Right

by Yopa Editorial Team on 08/09/2017 in From our Partners
tagged Home, Tips, Moving

Moving home is a life changing moment and an exciting start to a new chapter, but it can be hard to know how to navigate this change and make sure you get it right, without wasting time or money. We asked our friends at Yopa to give us their expert advice on how to sell your home without overspending.

Source: The Mindful Mermaid

Step 1 | Figure out your finances

Getting organised and planning the steps you need to take financially is the best way to avoid getting held up when moving home.

The focus here is sorting out mortgages, both current and future. Once you’ve decided to sell your home, it’s important to inform your mortgage lender. Finding out how big your outstanding mortgage is and about any potential penalties for early redemption are the next steps. Obviously, you need to consider what size mortgage your new home requires, so chat to a mortgage lender about how much they would be willing to offer you or if there are any options for transferring your existing mortgage.

Step 2 | Know your worth

It’s important to get a rough idea of how much your house is worth. Checking out house prices of other similar properties in the area is a good way to get a rough estimate of the value of your property. You could also make the most of estate agents, such as Yopa, who offer free valuations with no obligation.

Step 3 | Who will sell your property?

There are three main ways you can get your home on to the market: privately selling it yourself; using a traditional estate agent; or opting for an online estate agent.

If you want to take on the challenge of selling your home privately, then see our guide on how to achieve a successful sale yourself here. You may want to choose a high-street agent if that’s what you’re most familiar with; read about estate agency fees here. However, hybrid estate agents are becoming a more popular choice for a very good reason. By 2020 over 50% of property sales will be made online. Take a look at how to sell your home online here.

Source: Yopa

Step 4 | Get your paperwork in order

Fortune favours the organised… or something to that effect. Make sure that you gather any and all information related to your home. This includes mortgage paperwork, handbooks for any white goods, any correspondence regarding boundary disputes, paperwork from the council about flooding risks - anything you can think of really! All this information will come in handy during the conveyancing process.

This information also helps your estate agent write the best listing possible.

Step 5 | Know what your estate agent is looking at

Estate agents value properties based on a host of factors, in particular they’ll be looking for:

  • Dates of any improvements made to the home; eg. kitchen remodeling, bathroom remodeling, new windows or carpets, etc.
  • Information about your hot water heater and any instruction manuals for heating.
  • Appliance documents and manuals.
  • Plumbing and electrical work dates and jobs.
  • Certificates of compliance and permits for fences, sheds, extensions, etc.
  • Outstanding mortgage balance and pay-off balance.
  • Information about your roof, tiling and any warranty paperwork.
  • Notes on paint colour and décor (a beautifully decorated and well maintained home can fetch far more on the market).

Step 6 | A final word on renting…

Renting can be a great option during a transitional period, as it reduces the time constraints of securing your perfect new home. It can also mean you don’t need to compromise on price or quality due to pressures such as already finding a buyer for your current property.

It’s also worth remembering that by renting you’ll also be breaking out of the housing chain, meaning that you’ll be a more attractive buyer.


Looking to sell your home? Yopa charges a fixed fee of £839 (£1,399 in some London postcodes) to sell your home, instead of the usual percentage of your sale price.

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