Credit subject to status, location (UK only) and affordability.
Terms & Conditions apply. Homewings are a credit broker and are
Authorised and Regulated by the Financial Conduct Authority.
Credit is provided by (Duologi) Authorised and Regulated by the
Financial Conduct Authority.
Am I eligible to apply?
Our basic application requirements are as follows:
- You must be 18 years old or older.
- You must work at least 16 hours a week or be retired with
- You must be a UK resident and have lived in the UK for at
least the last 12 months.
- Homemakers can apply under their own names but will require
a partner’s employment details to process an application.
How do I choose to pay with Homewings’ finance service?
When you’re checking out on your design board, select the “Pay
monthly” option and fill out the registration form. A member of
our finance team will be in touch to help process your
application. You will then receive an email from our finance
partner Duologi, which contains a link to add your Direct Debit
details. If your application is successful, you’ll simply receive
a confirmation email, a PDF of your agreement and your plan is in
place. The whole application process should be completed within a
couple of minutes!
When do my monthly payments start?
Your first payment will be made immediately (along with your
deposit should you choose to pay one). Payments will be taken on
the same day of subsequent months for the duration of your
Are there any additional fees?
Nope! The monthly fee you’re quoted - plus any deposit you wish
to pay - will be the only charges.
Will you credit score me?
Yes, so we can evaluate the credit risk of all new applicants.
This information allows us to produce consistent and fair
decisions across all applications. Credit scores do not
discriminate on the grounds of sex, race, religion or disability.
What if I’m unsuccessful?
There may be a couple of reasons for this, the most common ones
- Your credit score (each finance company will score you
- Adverse credit reference
- You’re considered overcommitted
- You are under 18
- Poor existing account performance with other lenders
If my application is unsuccessful, can I reapply?
Absolutely! We know circumstances can change and previous
application rejections will not mean you’re automatically turned
down for future ones.