Making beautiful living more manageable.

Thanks to our FCA-approved financing service, you can now spread the payment of your furniture over 12, 18, 24 or 36 months. Use our calculator below to see how easy it can be!


Am I eligible to apply?

Our basic application requirements are as follows:
  • You must be 18 years old or older.
  • You must work at least 16 hours a week or be retired with an income.
  • You must be a UK resident and have lived in the UK for at least the last 12 months.
  • Homemakers can apply under their own names but will require a partner’s employment details to process an application.

How do I choose to pay with Homewings’ finance service?

When you’re checking out on your design board, select the “Pay monthly” option and fill out the registration form. A member of our finance team will be in touch to help process your application. You will then receive an email from our finance partner Duologi, which contains a link to add your Direct Debit details. If your application is successful, you’ll simply receive a confirmation email, a PDF of your agreement and your plan is in place. The whole application process should be completed within a couple of minutes!

When do my monthly payments start?

Your first payment will be made immediately (along with your deposit should you choose to pay one). Payments will be taken on the same day of subsequent months for the duration of your contract.

Are there any additional fees?

Nope! The monthly fee you’re quoted - plus any deposit you wish to pay - will be the only charges.

Will you credit score me?

Yes, so we can evaluate the credit risk of all new applicants. This information allows us to produce consistent and fair decisions across all applications. Credit scores do not discriminate on the grounds of sex, race, religion or disability.

What if I’m unsuccessful?

There may be a couple of reasons for this, the most common ones being:
  • Your credit score (each finance company will score you differently)
  • Adverse credit reference
  • You’re considered overcommitted
  • You are under 18
  • Poor existing account performance with other lenders

If my application is unsuccessful, can I reapply?

Absolutely! We know circumstances can change and previous application rejections will not mean you’re automatically turned down for future ones.